
Axis BankVisaAirtel Credit Card
4.1NeoFinQ editorial rating
25% cashback on Airtel services
- 25% cashback on Airtel services
- 10% on utilities via Airtel app
- Easy fee waiver
- Joining fee
- ₹500
- Annual fee
- ₹500
- Reward type
- cashback
- Best for
- Cashback
- Est. rewards
- ₹20,500/yr
Our verdict
Perfect for Airtel users who want maximum savings on bills.
Perfect for
- Airtel service users
- Utility bill payers
Not ideal for
- Non-Airtel users
- Travel-focused users
Pros & cons
- 25% cashback on Airtel services
- 10% on utilities via Airtel app
- Easy fee waiver
- Limited rewards outside Airtel/utilities
Rewards
Airtel: 25% (₹250 cap/month), Utilities: 10% (₹250 cap/month), Swiggy/Zomato/BigBasket: 10% (₹500 shared cap/month)
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Travel | 3% |
| Utilities | 5% |
| Cashback | 5% |
Welcome offer
₹500 Amazon eVoucher on first transaction within 30 days
Benefits
Airport lounge
- 1 domestic lounge visits/yr
Travel
- 1 domestic lounge visit per calendar quarter (subject to ₹50,000 spend in previous 3 months).
More benefits
- Welcome Bonus: ₹500 Amazon eVoucher on first transaction within 30 days
- Additional Benefits: Dining discounts via EazyDiner
Fees & charges
| Joining fee | ₹500 |
| Annual fee | ₹500 |
| Renewal fee | ₹500 |
| Fee waiver | Joining fee is usually charged (occasionally waived in limited offers); renewal fee waived on ₹2L annual spend. |
Eligibility
Min. income (annual)
₹3L
Employment
Salaried / Self Employed
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Find My Best CardAirtel Credit Card
Annual fee ₹500