Gold Loan

Unlock the value of your gold.

Get quick Gold Loans from trusted lending partners. No hidden charges, transparent process.

  • Quick
    Processing
  • Safe &
    Secure
  • Competitive
    Offers
  • Dedicated
    Support

Apply for a Gold Loan

Share a few details and we'll connect you with our partner.

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Lending Partners

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Secure Process

Why NeoFinQ?

A smarter way to discover and compare Gold Loan offers from trusted financial institutions.

Quick Processing

Get loan offers from trusted partners with minimal waiting.

Safe & Secure

Your gold remains fully insured in secure partner vaults.

Competitive Offers

Multiple lenders compete, so you get transparent pricing.

Dedicated Support

End-to-end assistance from application to disbursal.

Stacked gold coins

Why Customers Prefer Gold Loans

  • Fast approval process
  • Lower interest rates than many unsecured loans
  • Continue owning your jewellery after repayment
  • Transparent valuation
  • Minimal documentation
  • Trusted lending partners

Gold Loan Calculator

Estimate how much you could borrow against your gold in seconds.

Gold Weight40 g
5 g500 g

Gold Purity

Pre-filled with an indicative rate — adjust to today’s market rate.

Estimated Eligible Amount

₹1,98,000

Gold value ₹2,64,000 × up to 75% LTV

Indicative estimate only. RBI caps loans at 75% of gold value; the final amount depends on your partner’s valuation and daily rates.

How it works

Simple 7-step process to get your Gold Loan

  1. 1

    Submit Details

    Fill in basic details in a few seconds

  2. 2

    Verify OTP

    Verify your mobile number for security

  3. 3

    Partner Review

    We share your request with our partners

  4. 4

    Receive Callback

    Our partner will contact you shortly

  5. 5

    Visit Branch

    Visit the nearest branch with your gold

  6. 6

    Gold Valuation

    Get your gold valued instantly

  7. 7

    Loan Disbursed

    Loan amount disbursed to you

Eligibility Criteria

Getting a Gold Loan through NeoFinQ is simple — here is all you need.

  • Age

    18+ Years

  • Gold Purity

    18K and above

  • Valid ID

    Government-issued ID

  • Residency

    Indian Resident

  • PAN

    PAN Card

  • Mobile

    Active mobile number

Frequently Asked Questions