Axis BankVisaPrivilege Credit Card
3.9NeoFinQ editorial rating
Mid-premium lifestyle with balanced perks
- Balanced rewards
- Lounge access
- Easy fee waiver
- Joining fee
- ₹1,500
- Annual fee
- ₹1,500
- Reward type
- points
- Best for
- Travel
- Est. rewards
- ₹19,500/yr
Our verdict
Good mid-premium lifestyle card.
Perfect for
- Mid-income lifestyle seekers
Not ideal for
- Budget seekers
Pros & cons
- Balanced rewards
- Lounge access
- Easy fee waiver
- Mid-tier rewards
Rewards
10 EDGE Points per ₹200 spent (5 EDGE Points per ₹200 on Domestic spends, 10 EDGE Points per ₹200 on International spends)
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Shopping | 5% |
| Travel | 5% |
| Online Shopping | 5% |
Welcome offer
12,500 EDGE Reward Points on payment of joining fee. Renewal benefit: 12,500 EDGE points (waived if annual spend exceeds ₹2.5L). Effective April 20, 2024, points are no longer redeemable for multi-brand vouchers at 1:0.20 ratio; they follow standard Edge Reward redemption.
Benefits
Airport lounge
- 2 domestic lounge visits/yr
Travel
- 2 domestic lounge visits per calendar quarter, subject to a spend of ₹50,000 in the previous 3 months. Spends on rent, wallet, gold, jewelry, utilities, and insurance are excluded from the milestone calculation.
More benefits
- Welcome Bonus: 12,500 EDGE Reward Points on payment of joining fee. Renewal benefit: 12,500 EDGE points (waived if annual spend exceeds ₹2.5L). Effective April 20, 2024, points are no longer redeemable for multi-brand vouchers at 1:0.20 ratio; they follow standard Edge Reward redemption.
- Milestone: Multi-brand vouchers worth ₹5,000 on reaching ₹5 Lakhs annual spend milestone.
- Additional Benefits: 12,500 EDGE reward points on reaching ₹2.5 Lakhs annual spend milestone.
Fees & charges
| Joining fee | ₹1,500 |
| Annual fee | ₹1,500 |
| Renewal fee | ₹1,500 |
| Fee waiver | Waived on ₹2.5L annual spend |
Eligibility
Min. income (annual)
₹6L
Employment
Salaried / Self Employed
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Annual fee ₹1,500