HDFC BankDiners ClubDiners Club Black Metal Credit Card
4.2NeoFinQ editorial rating
Unlimited lounge access with super-premium metal design
- Unlimited lounge access
- 5X/10X accelerated rewards
- Metal card
- Joining fee
- ₹10,000
- Annual fee
- ₹10,000
- Reward type
- points
- Best for
- Premium
- Est. rewards
- ₹21,000/yr
Our verdict
One of India's best premium cards for unlimited lounge access and luxury perks.
Perfect for
- High-income frequent flyers
- Premium lifestyle seekers
Not ideal for
- Budget-conscious users
Pros & cons
- Unlimited lounge access
- 5X/10X accelerated rewards
- Metal card
- High fee
- High income requirement
Rewards
5 Reward Points for every ₹150 retail spend. Up to 10X Reward Points via SmartBuy capped at 10,000 per month for Diners Black and 15,000 for Metal edition on specific portals.
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Shopping | 5% |
| Travel | 5% |
| Online Shopping | 5% |
Welcome offer
10,000 reward points
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- Unlimited domestic + international lounge visits
More benefits
- Welcome Bonus: 10,000 reward points
- Milestone: Choice of one voucher from - Marriott Bonvoy / Decathlon / TataCliQ / Apple Premium Reseller / Taj (worth Rs 10,000) on spending ₹4 Lakhs in a calendar quarter.
- Additional Benefits: Golf privileges, concierge service
Fees & charges
| Joining fee | ₹10,000 |
| Annual fee | ₹10,000 |
| Renewal fee | ₹10,000 |
| Fee waiver | Waived on ₹8 lakh annual spend in a card anniversary year |
| Waiver threshold | Spend ₹8L/yr |
Eligibility
Min. income (annual)
₹30L
Employment
Salaried / Self Employed
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Find My Best CardDiners Club Black Metal Credit Card
Annual fee ₹10,000