IDFC FIRST BankVisaFirst Ashva Credit Card
3.6NeoFinQ editorial rating
Basic IDFC travel card
- Low fee
- Joining fee
- ₹2,999
- Annual fee
- ₹2,999
- Reward type
- hybrid
- Best for
- Travel
- Est. rewards
- ₹18,000/yr
Our verdict
Basic IDFC travel card.
Perfect for
- Basic travel card seekers
Not ideal for
- Premium travelers
Pros & cons
- Low fee
- Basic rewards
Rewards
10X on incremental spends above ₹20,000; 1X = 1 RP per ₹150; 3X on offline and 6X on online spends below ₹20,000. Rental, Property Management, and Insurance earn 1X.
| Category | Earn rate |
|---|---|
| Travel | 5% |
Welcome offer
Welcome vouchers worth ₹2,999 on payment of joining fee
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- 8 complimentary domestic airport lounge visits per year (2 per quarter) and 2 complimentary international lounge visits per year via Dreamfolks, subject to ₹20,000 spend in the previous calendar month.
More benefits
- Welcome Bonus: Welcome vouchers worth ₹2,999 on payment of joining fee
Fees & charges
| Joining fee | ₹2,999 |
| Annual fee | ₹2,999 |
| Renewal fee | ₹2,999 |
Eligibility
Employment
Salaried / Self Employed
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Annual fee ₹2,999