IDFC FIRST BankVisaPower Credit Card
3.9NeoFinQ editorial rating
Affordable fuel and utility rewards card
- Fuel and utility rewards
- Easy fee waiver
- Joining fee
- ₹199
- Annual fee
- ₹199
- Reward type
- hybrid
- Best for
- Fuel
- Est. rewards
- ₹19,500/yr
Our verdict
Affordable fuel and utility card.
Perfect for
- Fuel and utility spenders
Not ideal for
- Travel seekers
Pros & cons
- Fuel and utility rewards
- Easy fee waiver
- No lounge access
Rewards
Up to 2.5% savings on HPCL Fuel; 2.5% on Grocery/Utility; 2X on other spends
| Category | Earn rate |
|---|---|
| Fuel | 5% |
| Utilities | 5% |
Fees & charges
| Joining fee | ₹199 |
| Annual fee | ₹199 |
| Renewal fee | ₹199 |
| Fee waiver | Waived on ₹50,000 annual spend |
| Waiver threshold | Spend ₹50,000/yr |
Eligibility
Min. income (annual)
₹3L
Employment
Salaried / Self Employed
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Annual fee ₹199