IndusInd BankVisaAvios Visa Infinite Credit Card
4.0NeoFinQ editorial rating
First-of-its kind card allowing choice between British Airways Avios or Qatar Airways Avios
- Unlimited lounge access
- Avios points for BA flights
- Joining fee
- ₹40,000
- Annual fee
- ₹5,000
- Reward type
- miles
- Best for
- Travel
- Est. rewards
- ₹20,000/yr
Our verdict
Premium card for British Airways and travel enthusiasts.
Perfect for
- Premium travelers
- British Airways flyers
Not ideal for
- Budget users
Pros & cons
- Unlimited lounge access
- Avios points for BA flights
- High fee
- High income requirement
Rewards
5 Avios per ₹200 on preferred airline (British Airways or Qatar Airways); 2 Avios per ₹200 on domestic spends; 5 Avios per ₹200 on international spends (unless selected as base currency for 0% markup). Effective Sep 1 2024: 0.70 Avios per ₹100 on Rent, Insurance, Utilities, Govt Services and Education.
| Category | Earn rate |
|---|---|
| Travel | 5% |
Welcome offer
Choice of 20,000 Avios + gold tier membership with preferred airline (British Airways or Qatar Airways) upon payment of joining fee.
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- 2 complimentary international lounge visits per calendar quarter and 2 complimentary domestic lounge visits per calendar quarter via Priority Pass/LoungeKey.
More benefits
- Welcome Bonus: Choice of 20,000 Avios + gold tier membership with preferred airline (British Airways or Qatar Airways) upon payment of joining fee.
- Milestone: 25,000 bonus Avios on spends of ₹8 Lakhs in a year; plus an additional 25,000 Avios on spends of ₹15 Lakhs.
Fees & charges
| Joining fee | ₹40,000 |
| Annual fee | ₹5,000 |
| Renewal fee | ₹5,000 |
Eligibility
Min. income (annual)
₹20L
Employment
Salaried / Self Employed
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Annual fee ₹5,000