IndusInd BankVisaTiger Credit Card
4.3NeoFinQ editorial rating
Best lifetime-free card with international lounge access and 6X rewards
- Lifetime free
- Up to 6X rewards
- International + domestic lounge access
- Low forex markup (1.5%)
- Joining fee
- ₹0
- Annual fee
- ₹0
- Reward type
- points
- Best for
- Lounge
- Est. rewards
- ₹21,500/yr
Our verdict
India's best lifetime-free card with premium perks like international lounge access.
Perfect for
- Credit card beginners wanting free premium perks
- Frequent travelers
Not ideal for
- Very high spenders seeking unlimited access
Pros & cons
- Lifetime free
- Up to 6X rewards
- International + domestic lounge access
- Low forex markup (1.5%)
- Rewards scale with spend tiers
Rewards
Tiered rewards per ₹100: 1 TP (<₹1L), 2 TP (₹1L-₹2.5L), 4 TP (₹2.5L-₹5L), 6 TP (>₹5L). Accelerated rewards on 'Tiger Select' brands. Points expire in 2 years.
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Travel | 5% |
| Cashback | 3% |
Benefits
Airport lounge
- 2 domestic lounge visits/yr
- 2 international lounge visits/yr
Travel
- 2 International Lounge visits per year + 2 Domestic Lounge visits per quarter
More benefits
- Additional Benefits: Golf, concierge services, BookMyShow discount
Fees & charges
| Joining fee | ₹0 |
| Annual fee | ₹0 |
Eligibility
Min. income (annual)
₹50,000
Employment
Salaried / Self Employed
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