Affordability Calculator

Find a comfortable loan amount for your monthly budget.

Monthly income₹80,000

₹15,000₹5,00,000

Existing EMIs₹0

₹0₹2,00,000

Interest rate (p.a.)11%

8%30%

Tenure (months)48 mo

6 mo84 mo

₹15.5L

Affordable loan amount

₹40,000

Comfortable monthly EMI

Based on keeping total EMIs within 50% of your monthly income.

Ready to apply?

Check your eligibility across RBI-regulated partners in under a minute — no credit score impact.

Plan your monthly repayments across amount, rate and tenure.

Estimate how much you can borrow based on your income.

Compare interest rates and EMIs across lending partners.

How much EMI can I afford?+

A common rule is to keep all EMIs under 40–50% of your monthly income. This tool works backwards from a comfortable EMI to a loan amount.