Axis BankVisaAura Credit Card
3.7NeoFinQ editorial rating
Health and Wellness focused card with doctor consultations
- Very low fee
- Easy waiver
- Railway lounge
- Joining fee
- ₹499
- Annual fee
- ₹499
- Reward type
- points
- Best for
- Points
- Est. rewards
- ₹18,500/yr
Our verdict
Affordable entry card for budget-conscious users.
Perfect for
- First-time users
- Budget card seekers
Not ideal for
- Premium seekers
Pros & cons
- Very low fee
- Easy waiver
- Railway lounge
- Limited rewards
Rewards
2 EDGE Points per ₹200 on all spends; 5X points on health and wellness (up to 1,000 points per month)
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Shopping | 5% |
| Online Shopping | 5% |
Welcome offer
Decathlon voucher worth ₹750
Benefits
Travel
- N/A
More benefits
- Welcome Bonus: Decathlon voucher worth ₹750
- Additional Benefits: 4 free online video doctor consultations per month via VHealth; up to 4 free online interactive fitness sessions per month; 1 free health check-up per year.
Fees & charges
| Joining fee | ₹499 |
| Annual fee | ₹499 |
| Renewal fee | ₹499 |
| Fee waiver | Waived on ₹40,000 annual spend |
| Waiver threshold | Spend ₹40,000/yr |
Eligibility
Min. income (annual)
₹2L
Employment
Salaried / Self Employed
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Annual fee ₹499