Axis BankVisaBurgundy Private Credit Card
4.7NeoFinQ editorial rating
Ultra-premium invite-only card with zero forex, unlimited global lounges, and luxury memberships — lifetime free
- Zero forex markup
- Zero cash withdrawal charges/interest till due date
- Unlimited domestic + international lounge access (12 guest visits/year)
- 15 EDGE Points/₹200 (up to 6% value via partners)
- Complimentary Club Marriott, Taj Epicure, Accor Plus
- Joining fee
- ₹0
- Annual fee
- ₹0
- Reward type
- points
- Best for
- Lounge
- Est. rewards
- ₹23,500/yr
Our verdict
Unmatched value for UHNI travelers who maintain high relationship value — fee-free global spending and concierge perks.
Perfect for
- Ultra-HNI travelers
- Burgundy Private clients seeking zero forex, unlimited lounges, luxury memberships
Not ideal for
- Users preferring transferring points/miles with high caps
Pros & cons
- Zero forex markup
- Zero cash withdrawal charges/interest till due date
- Unlimited domestic + international lounge access (12 guest visits/year)
- 15 EDGE Points/₹200 (up to 6% value via partners)
- Complimentary Club Marriott, Taj Epicure, Accor Plus
- Invite-only / high TRV requirement (₹5 Cr+)
Rewards
15 EDGE Reward points per ₹200
| Category | Earn rate |
|---|---|
| Shopping | 5% |
| Travel | 5% |
| Online Shopping | 5% |
| Cashback | 5% |
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- Unlimited domestic + international lounge access for primary and add-on cardholders; 12 guest visits per year.
More benefits
- Milestone: 30,000 EDGE Reward points on card renewal (subject to spend/relationship status)
- Additional Benefits: Club Marriott, Taj Epicure, Accor Plus memberships; up to 50 golf rounds/lessons per year; airport concierge
Fees & charges
| Joining fee | ₹0 |
| Annual fee | ₹0 |
| Fee waiver | NA — exclusive for Burgundy Private clients |
Eligibility
Min. income (annual)
₹1.2Cr
Employment
Salaried / Self Employed
Frequently asked questions
Who is eligible?
Exclusive to Burgundy Private clients with ₹5 Cr+ TRV; invite-only via RM.
What makes the forex unique?
Zero forex markup on international transactions and zero cash withdrawal charges/interest till due date.
How do the lounge benefits work?
Unlimited domestic + international access via Priority Pass; 12 guest visits/year combined.
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