NeoFinQ
Horizon Credit Card card art
Axis BankAxis BankVisa

Horizon Credit Card

4.2NeoFinQ editorial rating

Mid-premium travel card with 5 EDGE Miles/₹200 on travel + up to 40 lounge visits/year

  • 5 EDGE Miles/₹100 on Travel EDGE portal/airlines (5% value-back)
  • 2 EDGE Miles/₹100 on other spends
  • Up to 32 domestic + 8 international lounge visits/year
  • Welcome 5,000 EDGE Miles
Compare
Joining fee
₹3,000
Annual fee
₹3,000
Reward type
miles
Best for
Lounge
Est. rewards
₹21,000/yr

Our verdict

Strong mid-range travel card delivering solid EDGE Miles, generous lounge visits (domestic + international).

Perfect for

  • Frequent travelers seeking airline-agnostic EDGE Miles
  • Users wanting solid lounge access without high spend requirements

Not ideal for

  • Users wanting spend-based fee waiver
  • Cashback over travel miles seekers

Pros & cons

  • 5 EDGE Miles/₹100 on Travel EDGE portal/airlines (5% value-back)
  • 2 EDGE Miles/₹100 on other spends
  • Up to 32 domestic + 8 international lounge visits/year
  • Welcome 5,000 EDGE Miles
  • Fixed ₹3,000 annual fee (no waiver)
  • Standard 3.5% forex markup

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Horizon Credit Card

Annual fee ₹3,000