Axis BankVisaFlipkart Credit Card
3.8NeoFinQ editorial rating
5% unlimited cashback on Flipkart
- 5% unlimited cashback on Flipkart/Cleartrip
- 4% on preferred merchants
- Lounge access
- Joining fee
- ₹500
- Annual fee
- ₹500
- Reward type
- cashback
- Best for
- Cashback
- Est. rewards
- ₹19,000/yr
Our verdict
Best for regular Flipkart shoppers who want cashback on every purchase.
Perfect for
- Flipkart/Myntra shoppers
Not ideal for
- Non-Flipkart shoppers
Pros & cons
- 5% unlimited cashback on Flipkart/Cleartrip
- 4% on preferred merchants
- Lounge access
- Limited rewards outside Flipkart ecosystem
Rewards
1.5% on other spends; 4% on Preferred Merchants (Swiggy, PVR, Tata Play, Cleartrip, Uber); 5% on Flipkart.
| Category | Earn rate |
|---|---|
| Shopping | 5% |
| Travel | 5% |
| Online Shopping | 5% |
| Cashback | 5% |
Welcome offer
₹500 Flipkart voucher + ₹100 activation benefits
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- 4 domestic airport lounge visits/year (subject to ₹50,000 spend in the previous 3 months)
More benefits
- Welcome Bonus: ₹500 Flipkart voucher + ₹100 activation benefits
- Additional Benefits: Up to 15% off at 10,000+ restaurants via Dining Delights on Axis Bank and EazyDiner; 4% cashback on Swiggy, PVR, and ClearTrip.
Fees & charges
| Joining fee | ₹500 |
| Annual fee | ₹500 |
| Renewal fee | ₹500 |
| Fee waiver | ₹3,50,000 |
| Waiver threshold | Spend ₹3.5L/yr |
Eligibility
Min. income (annual)
₹1.8L
Employment
Salaried / Self Employed
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Annual fee ₹500