
SBI CardVisaFlipkart SBI Credit Card
4.0NeoFinQ editorial rating
5-7.5% cashback on Flipkart and Myntra with direct statement credits
- 5% cashback on Flipkart/Shopsy/Cleartrip (₹4,000/quarter cap)
- 7.5% on Myntra (₹4,000/quarter cap)
- 4% on Zomato/Swiggy/Uber/Netmeds/PVR
- Unlimited 1% on others
- Joining fee
- ₹500
- Annual fee
- ₹500
- Reward type
- cashback
- Best for
- Cashback
- Est. rewards
- ₹20,000/yr
Our verdict
Strong cashback-focused card for online shoppers with 5-7.5% back on top e-commerce platforms.
Perfect for
- Frequent Flipkart/Myntra shoppers
- Online buyers (Cleartrip, Zomato, Swiggy, Uber)
Not ideal for
- Users needing lounge access or travel perks
- High-spend travelers wanting unlimited rewards
Pros & cons
- 5% cashback on Flipkart/Shopsy/Cleartrip (₹4,000/quarter cap)
- 7.5% on Myntra (₹4,000/quarter cap)
- 4% on Zomato/Swiggy/Uber/Netmeds/PVR
- Unlimited 1% on others
- Quarterly caps on accelerated cashback (₹4,000/category)
- No lounge access
Rewards
The Flipkart SBI card is technically an Axis Bank co-brand. No standard 'Flipkart SBI' card exists; this appears to be a data error conflating SBI and Axis.
| Category | Earn rate |
|---|---|
| Shopping | 5% |
| Online Shopping | 5% |
| Cashback | 5% |
Welcome offer
₹250 Flipkart Gift Card on joining fee payment
Benefits
More benefits
- Welcome Bonus: ₹250 Flipkart Gift Card on joining fee payment
Fees & charges
| Joining fee | ₹500 |
| Annual fee | ₹500 |
| Renewal fee | ₹500 |
| Fee waiver | Annual fee reversed on ₹3.5L spend in preceding year |
Eligibility
Min. income (annual)
₹3L
Employment
Salaried / Self Employed
Frequently asked questions
What cashback rates are offered?
5% on Flipkart/Shopsy/Cleartrip, 7.5% on Myntra, 4% on Zomato/Swiggy/Uber, 1% on others.
How to waive the annual fee?
Spend ₹3.5L or more in the previous anniversary year.
Does it offer lounge access?
No.
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Find My Best CardFlipkart SBI Credit Card
Annual fee ₹500