HDFC BankVisaBiz Grow Credit Card
4.2NeoFinQ editorial rating
Business growth focused credit card
- Business growth-focused
- Good CardGuru rating
- Joining fee
- ₹1,000
- Annual fee
- ₹1,000
- Reward type
- points
- Best for
- Lounge
- Est. rewards
- ₹21,000/yr
Our verdict
Good business card for growing enterprises.
Perfect for
- Growing businesses
Not ideal for
- Salaried users
Pros & cons
- Business growth-focused
- Good CardGuru rating
- Limited to business users
Rewards
2 Reward Points per ₹150 spent (excluding fuel, wallet, EMI); 5X Reward Points on spends via Biz-Buy, Tax payments (capped at 2,500 points per month).
| Category | Earn rate |
|---|---|
| Travel | 3% |
| Utilities | 5% |
Welcome offer
1,000 Reward Points on payment of joining fee
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- Domestic Lounge Access: 1 per quarter (4 per year) on spending ₹1 Lakh in a calendar quarter.
More benefits
- Welcome Bonus: 1,000 Reward Points on payment of joining fee
- Milestone: ₹2,000 Gift Voucher on annual spends of ₹1 Lakh.
Fees & charges
| Joining fee | ₹1,000 |
| Annual fee | ₹1,000 |
| Renewal fee | ₹1,000 |
| Fee waiver | ₹1 Lakh in a card anniversary year |
| Waiver threshold | Spend ₹1L/yr |
Eligibility
Min. income (annual)
₹6L
Employment
Self Employed / Business
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Annual fee ₹1,000