HDFC BankVisaBusiness Moneyback Credit Card
3.7NeoFinQ editorial rating
Business cashback for self-employed
- Business expense cashback
- Joining fee
- ₹500
- Annual fee
- ₹500
- Reward type
- cashback
- Best for
- Cashback
- Est. rewards
- ₹18,500/yr
Our verdict
Basic business cashback card.
Perfect for
- Self-employed professionals
Not ideal for
- Salaried users
Pros & cons
- Business expense cashback
- Limited features
Rewards
4 Reward Points for every ₹150 spent on business essentials (Electricity, Telecom, Govt, Taxes); 2 Reward Points for every ₹150 on other retail spends (excluding fuel/wallet). 5X Reward points on Fuel (max 1000/mo) and SmartBuy.
| Category | Earn rate |
|---|---|
| Fuel | 5% |
| Utilities | 5% |
| Cashback | 5% |
Benefits
More benefits
- Milestone: ₹500 Gift Voucher on spends of ₹50,000 in a calendar quarter
Fees & charges
| Joining fee | ₹500 |
| Annual fee | ₹500 |
| Renewal fee | ₹500 |
| Fee waiver | Spend ₹50,000 in a year for annual fee waiver |
| Waiver threshold | Spend ₹50,000/yr |
Eligibility
Min. income (annual)
₹6L
Employment
Self Employed
Similar cards
HDFC BankBharat Credit Card
Cashback3.6
Annual Fee
₹500
Est. Rewards
₹18,000/yr
American ExpressGold Credit Card
Cashback4.1
Annual Fee
₹4,500
Est. Rewards
₹20,500/yr
IDFC FIRST BankPower Credit Card
Fuel3.9
Annual Fee
₹199
Est. Rewards
₹19,500/yr
HDFC BankBiz Grow Credit Card
Lounge4.2
Annual Fee
₹1,000
Est. Rewards
₹21,000/yr
Not sure this is the one?
Let NeoFinQ check the fit — answer a few questions about your spending and we'll rank every card for you. 60 seconds, no credit-score impact.
Find My Best CardBusiness Moneyback Credit Card
Annual fee ₹500