HDFC BankVisaIndianOil Credit Card
3.9NeoFinQ editorial rating
Maximum savings on IndianOil fuel purchases
- High fuel rewards
- Low annual fee with easy waiver
- Joining fee
- ₹500
- Annual fee
- ₹500
- Reward type
- points
- Best for
- Fuel
- Est. rewards
- ₹19,500/yr
Our verdict
Best for IndianOil fuel buyers who want maximized fuel savings.
Perfect for
- Regular fuel buyers at IndianOil stations
Not ideal for
- Non-fuel spenders
Pros & cons
- High fuel rewards
- Low annual fee with easy waiver
- Limited non-fuel benefits
Rewards
5% Fuel Points at IndianOil outlets (capped at 250 FP/month); 5% Fuel Points on Grocery and Bill payments (capped at 100 FP/month per category); 1 Fuel Point per ₹150 on all other spends.
| Category | Earn rate |
|---|---|
| Fuel | 5% |
Welcome offer
IndianOil fuel vouchers on first spend
Benefits
More benefits
- Welcome Bonus: IndianOil fuel vouchers on first spend
- Additional Benefits: Complimentary IndianOil XTRAREWARDSTM Program (XRP) membership.
Fees & charges
| Joining fee | ₹500 |
| Annual fee | ₹500 |
| Renewal fee | ₹500 |
| Fee waiver | Waived on annual spends of ₹50,000 |
| Waiver threshold | Spend ₹50,000/yr |
Eligibility
Min. income (annual)
₹1.2L
Employment
Salaried / Self Employed
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Find My Best CardIndianOil Credit Card
Annual fee ₹500