HDFC BankVisaMoneyback Plus Credit Card
3.7NeoFinQ editorial rating
Cashback on online shopping
- Cashback on shopping
- Easy fee waiver
- Joining fee
- ₹500
- Annual fee
- ₹500
- Reward type
- cashback
- Best for
- Cashback
- Est. rewards
- ₹18,500/yr
Our verdict
Solid cashback card for online shoppers.
Perfect for
- Online shoppers
- Cashback seekers
Not ideal for
- Travel seekers
Pros & cons
- Cashback on shopping
- Easy fee waiver
- Limited travel benefits
Rewards
10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart Superstore & Swiggy (Max 2500 per month). 5X CashPoints on EMI spends (Max 2500 per month). 2 CashPoints per ₹150 on other spends. Points not earned on Fuel, Wallet, Rent, and Govt spends.
| Category | Earn rate |
|---|---|
| Shopping | 5% |
| Groceries | 5% |
| Online Shopping | 5% |
| Cashback | 5% |
Welcome offer
500 CashPoints
Benefits
More benefits
- Welcome Bonus: 500 CashPoints
- Milestone: ₹500 Gift Voucher on spends of ₹50,000 per calendar quarter.
Fees & charges
| Joining fee | ₹500 |
| Annual fee | ₹500 |
| Renewal fee | ₹500 |
| Fee waiver | Waived on ₹50,000 annual spend |
| Waiver threshold | Spend ₹50,000/yr |
Eligibility
Min. income (annual)
₹2.4L
Employment
Salaried / Self Employed
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Annual fee ₹500