HDFC BankVisaTata Neu Plus Credit Card
4.3NeoFinQ editorial rating
Best for Tata ecosystem with UPI rewards
- 5% NeuCoins on Tata brands
- 1.5% on other spends
- UPI rewards
- Joining fee
- ₹499
- Annual fee
- ₹499
- Reward type
- points
- Best for
- Travel
- Est. rewards
- ₹21,500/yr
Our verdict
Great for Tata brand loyalists who shop across BigBasket, Croma, etc.
Perfect for
- Tata ecosystem users
- Online shoppers
Not ideal for
- Non-Tata brand shoppers
Pros & cons
- 5% NeuCoins on Tata brands
- 1.5% on other spends
- UPI rewards
- Best value only within Tata ecosystem
Rewards
2% NeuCoins on Tata Neu and partner Tata brands, 1% on Non-Tata brands; 1% NeuCoins on UPI spends (capped at 500 NeuCoins per calendar month).
| Category | Earn rate |
|---|---|
| Shopping | 5% |
| Travel | 5% |
| Groceries | 5% |
| Online Shopping | 5% |
Welcome offer
499 NeuCoins on first transaction within 30 days of card issuance
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- 4 Complimentary Domestic Lounge visits per calendar year (1 per quarter, subject to spending ₹1 Lakh in the previous calendar quarter)
More benefits
- Welcome Bonus: 499 NeuCoins on first transaction within 30 days of card issuance
- Additional Benefits: Low forex markup of 2%
Fees & charges
| Joining fee | ₹499 |
| Annual fee | ₹499 |
| Renewal fee | ₹499 |
| Fee waiver | Waived on ₹1 lakh annual spend |
| Waiver threshold | Spend ₹1L/yr |
Eligibility
Min. income (annual)
₹3L
Employment
Salaried / Self Employed
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Find My Best CardTata Neu Plus Credit Card
Annual fee ₹499