IDFC FIRST BankVisaLifetime FreeFirst Earn Secured Credit Card
3.9NeoFinQ editorial rating
Secured card with cashback rewards
- Cashback rewards
- FD interest earned
- No fee
- Joining fee
- ₹0
- Annual fee
- ₹0
- Reward type
- cashback
- Best for
- Cashback
- Est. rewards
- ₹19,500/yr
Our verdict
Cashback-focused secured card for credit building.
Perfect for
- Credit builders
- Cashback seekers
Not ideal for
- Premium seekers
Pros & cons
- Cashback rewards
- FD interest earned
- No fee
- FD tie-up required
Rewards
0.75% cashback as reward points (3X Reward Points on all spends except specific categories); 1 Reward Point = ₹0.25. Fuel, Insurance, and EMI spends excluded.
| Category | Earn rate |
|---|---|
| Cashback | 5% |
Fees & charges
| Joining fee | ₹0 |
| Annual fee | ₹0 (Lifetime Free) |
Eligibility
Employment
Salaried / Self Employed
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