IDFC FIRST BankVisaFirst Mayura Metal Credit Card
3.7NeoFinQ editorial rating
Premium metal card with zero forex markup and high reward rates
- Metal card
- 10 lounge visits
- Joining fee
- ₹5,999
- Annual fee
- ₹5,999
- Reward type
- points
- Best for
- Lounge
- Est. rewards
- ₹18,500/yr
Our verdict
IDFC's premium metal offering.
Perfect for
- Premium card enthusiasts
Not ideal for
- Budget seekers
Pros & cons
- Metal card
- 10 lounge visits
- Mid-tier CardGuru rating
Rewards
10X on incremental spends above ₹20,000; 5X on offline and 10X on online spends below ₹20,000. 1X = 1 Reward Point per ₹150. 1 Reward Point = ₹0.25.
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Travel | 5% |
Welcome offer
Welcome vouchers worth ₹5,999 on payment of joining fee
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- 16 complimentary domestic airport lounge visits per year (4 per quarter) and 8 complimentary international lounge visits per year (2 per quarter). Spend-based waiver of ₹20,000 in previous month applies for domestic visits.
More benefits
- Welcome Bonus: Welcome vouchers worth ₹5,999 on payment of joining fee
Fees & charges
| Joining fee | ₹5,999 |
| Annual fee | ₹5,999 |
| Renewal fee | ₹5,999 |
Eligibility
Employment
Salaried / Self Employed
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