IDFC FIRST BankVisaPower Plus Credit Card
4.2NeoFinQ editorial rating
6.5% savings on HPCL fuel + 5% on groceries
- 6.5% savings on HP fuel
- 5% on groceries and utilities
- Low fee
- Joining fee
- ₹499
- Annual fee
- ₹499
- Reward type
- points
- Best for
- Lounge
- Est. rewards
- ₹21,000/yr
Our verdict
Excellent HP fuel card with grocery and utility rewards.
Perfect for
- HPCL fuel buyers
- Grocery and utility spenders
Not ideal for
- Non-fuel spenders
Pros & cons
- 6.5% savings on HP fuel
- 5% on groceries and utilities
- Low fee
- Best value only at HPCL stations
Rewards
Up to 6.5% savings: 5% reward points on HPCL fuel, LPG, FASTag (capped at ₹8,000 spend) + 1.5% Surcharge Waiver. 5% points on Grocery & Utility (capped at ₹2,000 spend).
| Category | Earn rate |
|---|---|
| Travel | 3% |
| Fuel | 5% |
| Groceries | 5% |
Welcome offer
₹500 cashback on first HPCL fuel transaction of ₹500+ within 30 days
Benefits
Airport lounge
- 1 domestic lounge visits/yr
Travel
- 1 domestic airport lounge visit per quarter (subject to ₹10,000 spend in the previous month)
More benefits
- Welcome Bonus: ₹500 cashback on first HPCL fuel transaction of ₹500+ within 30 days
- Additional Benefits: 25% off movies (up to ₹100/month)
Fees & charges
| Joining fee | ₹499 |
| Annual fee | ₹499 |
| Renewal fee | ₹499 |
| Fee waiver | Waived on ₹1.5L annual spend |
Eligibility
Min. income (annual)
₹3L
Employment
Salaried / Self Employed
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