IndusInd BankVisaLifetime FreePinnacle Credit Card
3.9NeoFinQ editorial rating
1 complimentary domestic lounge visit per quarter and 2 complimentary international lounge visits per year through Priority Pass
- 16 lounge visits/year
- Premium perks
- Joining fee
- ₹12,999
- Annual fee
- ₹0
- Reward type
- points
- Best for
- Lifetime Free
- Est. rewards
- ₹19,500/yr
Our verdict
Good premium lifestyle card with generous lounge access.
Perfect for
- Premium lifestyle seekers
Not ideal for
- Budget users
Pros & cons
- 16 lounge visits/year
- Premium perks
- No fee waiver
Rewards
2.5 Reward Points per ₹100 spent on Online Ecommerce; 1.5 Reward Points per ₹100 on POS; 1 Reward Point per ₹100 on Travel/Dining. 0.50 points on Utility/Govt/Insurance.
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Shopping | 5% |
| Travel | 3% |
| Online Shopping | 5% |
| Cashback | 3% |
Welcome offer
Vouchers from luxury brands (Oberoi, Montblanc, Luxe Gift Card) equivalent to joining fee
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- 2 complimentary domestic lounge visits per quarter; 2 complimentary international lounge visits per quarter via Priority Pass
More benefits
- Welcome Bonus: Vouchers from luxury brands (Oberoi, Montblanc, Luxe Gift Card) equivalent to joining fee
- Additional Benefits: Buy 1 Get 1 free movie ticket on BookMyShow (up to 3 free tickets per month); Complimentary golf lessons/rounds
Fees & charges
| Joining fee | ₹12,999 |
| Annual fee | ₹0 (Lifetime Free) |
Eligibility
Min. income (annual)
₹10L
Employment
Salaried / Self Employed
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