IndusInd BankVisaLifetime FreePlatinum Aura Credit Card
3.8NeoFinQ editorial rating
Affordable lifestyle card for dining and shopping
- Affordable
- Online and dining rewards
- Joining fee
- ₹499
- Annual fee
- ₹0
- Reward type
- points
- Best for
- Lifetime Free
- Est. rewards
- ₹19,000/yr
Our verdict
Basic lifestyle card for online and dining.
Perfect for
- Online shoppers
- Dining enthusiasts
Not ideal for
- Premium seekers
Pros & cons
- Affordable
- Online and dining rewards
- Limited lounge access
Rewards
Up to 4 Savings Points per ₹100 spent on select categories like Departmental Stores, Grocery, and Dining.
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Shopping | 5% |
| Online Shopping | 5% |
| Cashback | 3% |
Benefits
More benefits
- Additional Benefits: Comprehensive Insurance Coverage including Personal Air Accident Cover up to ₹25 Lakhs.
Fees & charges
| Joining fee | ₹499 |
| Annual fee | ₹0 (Lifetime Free) |
Eligibility
Min. income (annual)
₹2.4L
Employment
Salaried / Self Employed
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