SBI CardVisaOctane Credit Card
4.2NeoFinQ editorial rating
7.5% value back on BPCL fuel with dining rewards
- 7.5% value back on BPCL fuel
- 2.5% on groceries/dining
- 4 lounge visits
- Joining fee
- ₹1,499
- Annual fee
- ₹1,499
- Reward type
- points
- Best for
- Fuel
- Est. rewards
- ₹21,000/yr
Our verdict
Excellent fuel card for BPCL station users with dining perks.
Perfect for
- BPCL fuel buyers
- Dining and grocery spenders
Not ideal for
- Non-fuel spenders
Pros & cons
- 7.5% value back on BPCL fuel
- 2.5% on groceries/dining
- 4 lounge visits
- Best value only at BPCL stations
Rewards
25 Reward Points per ₹100 for BPCL fuel, lubricants, and Bharatgas; 10 Reward Points per ₹100 on Dining, Movies, Groceries and Departmental Stores
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Shopping | 5% |
| Travel | 3% |
| Fuel | 5% |
| Online Shopping | 5% |
Welcome offer
6,000 reward points on fee payment
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- 4 domestic lounge visits/year
More benefits
- Welcome Bonus: 6,000 reward points on fee payment
- Milestone: E-gift voucher worth ₹2,000 on ₹3L annual spend
- Additional Benefits: 4 domestic lounge visits/year
Fees & charges
| Joining fee | ₹1,499 |
| Annual fee | ₹1,499 |
| Renewal fee | ₹1,499 |
| Fee waiver | Waived on ₹2 lakh annual spend |
| Waiver threshold | Spend ₹2L/yr |
Eligibility
Min. income (annual)
₹2.4L
Employment
Salaried / Self Employed
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Annual fee ₹1,499