SBI CardVisaSimply SAVE Credit Card
3.9NeoFinQ editorial rating
10X rewards on groceries and dining
- Good everyday rewards
- Easy fee waiver
- Joining fee
- ₹499
- Annual fee
- ₹499
- Reward type
- points
- Best for
- Points
- Est. rewards
- ₹19,500/yr
Our verdict
Solid everyday rewards card for groceries and dining.
Perfect for
- Everyday spenders
- Grocery shoppers
Not ideal for
- Travel seekers
Pros & cons
- Good everyday rewards
- Easy fee waiver
- No lounge access
Rewards
10 Reward Points per ₹150 on Dining, Movies, Grocery and Departmental stores; 1 Reward Point per ₹150 on other spends. Reward points are not accrued on Rent Payment, Fuel, and Government Related Transactions.
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Shopping | 5% |
| Groceries | 5% |
| Online Shopping | 5% |
Welcome offer
2,000 bonus reward points on ₹2,000 spend within 60 days
Benefits
More benefits
- Welcome Bonus: 2,000 bonus reward points on ₹2,000 spend within 60 days
Fees & charges
| Joining fee | ₹499 |
| Annual fee | ₹499 |
| Renewal fee | ₹499 |
| Fee waiver | Waived on ₹1 lakh annual spend |
| Waiver threshold | Spend ₹1L/yr |
Eligibility
Min. income (annual)
₹2L
Employment
Salaried / Self Employed
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Annual fee ₹499