
SBI CardVisaElite Credit Card
4.0NeoFinQ editorial rating
Premium lifestyle card with dining and travel perks
- Good lounge access
- Premium dining/travel rewards
- Joining fee
- ₹4,999
- Annual fee
- ₹4,999
- Reward type
- points
- Best for
- Travel
- Est. rewards
- ₹20,000/yr
Our verdict
Premium lifestyle card with good travel benefits.
Perfect for
- Premium lifestyle seekers
- Travelers and diners
Not ideal for
- Budget users
Pros & cons
- Good lounge access
- Premium dining/travel rewards
- High annual fee
- ₹10L spend for waiver
Rewards
2 Reward Points per ₹100 on retail spends; 5X points on Dining, Departmental stores and Grocery.
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Travel | 5% |
| Groceries | 5% |
Welcome offer
₹5,000 worth of Gift Vouchers (Yatra/Hush Puppies/Bata/Shoppers Stop/Pantaloons)
Benefits
Airport lounge
- 2 domestic lounge visits/yr
- 6 international lounge visits/yr
Travel
- 2 domestic visits per quarter + 6 international visits per calendar year via Priority Pass (max 2 per quarter). Domestic access requires spend of ₹50,000 in previous quarter.
More benefits
- Welcome Bonus: ₹5,000 worth of Gift Vouchers (Yatra/Hush Puppies/Bata/Shoppers Stop/Pantaloons)
- Milestone: Up to 50,000 Bonus Reward Points (worth ₹12,500) per year: 10,000 pts on 3L and 4L annual spend; 15,000 pts on 5L and 8L annual spend.
Fees & charges
| Joining fee | ₹4,999 |
| Annual fee | ₹4,999 |
| Renewal fee | ₹4,999 |
| Fee waiver | Waived on ₹10 lakh annual spend |
| Waiver threshold | Spend ₹10L/yr |
Eligibility
Min. income (annual)
₹7.2L
Employment
Salaried / Self Employed
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