
SBI CardVisaPrime Credit Card
4.2NeoFinQ editorial rating
Mid-premium card with balanced travel and dining perks
- Good lounge access
- Travel + dining rewards
- Fee waiver possible
- Joining fee
- ₹2,999
- Annual fee
- ₹2,999
- Reward type
- points
- Best for
- Travel
- Est. rewards
- ₹21,000/yr
Our verdict
Strong mid-premium card for travel and dining.
Perfect for
- Mid-premium travelers
- Dining enthusiasts
Not ideal for
- Budget users
Pros & cons
- Good lounge access
- Travel + dining rewards
- Fee waiver possible
- Mid-range income requirement
Rewards
10 points/₹100 on Dining, Groceries, Dept stores, Movies; 2 points/₹100 on other retail; 20 points/₹100 on Birthday spends
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Travel | 5% |
| Groceries | 5% |
Welcome offer
₹3,000 worth e-gift voucher from partner brands (Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop, Yatra.com)
Benefits
Airport lounge
- 8 domestic lounge visits/yr
- 4 international lounge visits/yr
Travel
- 8 domestic (max 2 per quarter) + 4 international lounge visits/year (max 2 per quarter) via Priority Pass.
More benefits
- Welcome Bonus: ₹3,000 worth e-gift voucher from partner brands (Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop, Yatra.com)
- Milestone: Renewal fee waiver on ₹3 Lakh annual spend; ₹7,000 Pantaloons/Yatra/Shoppers Stop/Aditya Birla Fashion voucher on ₹5 Lakh annual spend; Pizza Hut e-Voucher worth ₹1,000 on ₹50,000 quarterly spend.
Fees & charges
| Joining fee | ₹2,999 |
| Annual fee | ₹2,999 |
| Renewal fee | ₹2,999 |
| Fee waiver | Waived on ₹3 lakh annual spend |
| Waiver threshold | Spend ₹3L/yr |
Eligibility
Min. income (annual)
₹9L
Employment
Salaried / Self Employed
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