Axis BankVisaSelect Credit Card
3.8NeoFinQ editorial rating
Premium lifestyle card with 6 international lounge visits (via Priority Pass), golf, and lifestyle partner discounts
- 10,000 EDGE Points welcome bonus
- Up to 12 international lounge visits
- Golf privileges
- BigBasket & Swiggy discounts
- Joining fee
- ₹3,000
- Annual fee
- ₹3,000
- Reward type
- points
- Best for
- Travel
- Est. rewards
- ₹19,000/yr
Our verdict
Strong premium card for frequent travelers, golf enthusiasts, and high spenders with excellent partner offers.
Perfect for
- Frequent travelers benefiting from lounge access
- Golf enthusiasts
- High spenders meeting fee waiver criteria
Not ideal for
- Users seeking cashback
- Those unable to justify the annual fee
Pros & cons
- 10,000 EDGE Points welcome bonus
- Up to 12 international lounge visits
- Golf privileges
- BigBasket & Swiggy discounts
- High annual fee (though waived for Burgundy)
- Forex markup 3.50%
Rewards
10 EDGE Points per ₹200 spent. Point accrual is capped on specific categories like utilities and Govt services. No points on rent and fuel.
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Travel | 5% |
| Groceries | 5% |
Welcome offer
10,000 EDGE Reward Points (₹2,000 value) on first transaction within 30 days
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- Domestic: 2 visits per calendar quarter (min. spend of ₹50,000 in previous 3 months). International: 12 visits per calendar year via Priority Pass (min. spend of ₹3L in previous 12 months for continuation).
More benefits
- Welcome Bonus: 10,000 EDGE Reward Points (₹2,000 value) on first transaction within 30 days
- Milestone: ₹500 off/month on BigBasket (min spend ₹3,000); Buy One Get One (BOGO) on movies via BookMyShow (up to ₹300 off on 2nd ticket); Swiggy discount of ₹200 off (min spend ₹1,000, 2x per month).
- Additional Benefits: Golf privileges, BigBasket & Swiggy discounts, comprehensive insurance
Fees & charges
| Joining fee | ₹3,000 |
| Annual fee | ₹3,000 |
| Renewal fee | ₹3,000 |
| Fee waiver | Annual fee waived on ₹6,00,000 annual spend |
| Waiver threshold | Spend ₹6L/yr |
Eligibility
Min. income (annual)
₹12L
Employment
Salaried / Self Employed
Frequently asked questions
What are the primary benefits?
2X EDGE Points on retail, up to 12 international lounge visits, golf rounds, and BigBasket/Swiggy discounts.
How to waive the annual fee?
Waived for Burgundy clients; others should check with bank for conditions.
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