Axis BankVisaMiles & More Credit Card
3.7NeoFinQ editorial rating
Never-expiring Award Miles redeemable for Lufthansa/Star Alliance flights with generous lounge access
- Award Miles never expire (while card active)
- 4-6 Award Miles per ₹200 on eligible spends
- Redeem for Lufthansa/Star Alliance flights, upgrades
- Up to 32 domestic + 4 international lounge visits/year
- Joining fee
- ₹5,000
- Annual fee
- ₹5,000
- Reward type
- miles
- Best for
- Travel
- Est. rewards
- ₹18,500/yr
Our verdict
Solid co-branded travel card for Lufthansa/Star Alliance enthusiasts with never-expiring miles.
Perfect for
- Frequent Lufthansa/Star Alliance flyers
- Users wanting never-expiring Award Miles
Not ideal for
- Users wanting airline-agnostic miles
- Those seeking zero/low forex markup
Pros & cons
- Award Miles never expire (while card active)
- 4-6 Award Miles per ₹200 on eligible spends
- Redeem for Lufthansa/Star Alliance flights, upgrades
- Up to 32 domestic + 4 international lounge visits/year
- High forex markup (3.5%)
- Limited lounge access (not unlimited)
- Miles redeemable only via Miles & More
Rewards
6 Award Miles per ₹200 (World Select) or 4 Award Miles per ₹200 (World)
| Category | Earn rate |
|---|---|
| Travel | 5% |
Welcome offer
5,000-15,000 Award Miles on first transaction (varies by variant)
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- Domestic: 4 visits per quarter (requires ₹50k spend in prev. 3 months). International: 2 visits per year (World) or 4 visits per year (World Select) via Priority Pass (requires ₹50k spend).
More benefits
- Welcome Bonus: 5,000-15,000 Award Miles on first transaction (varies by variant)
Fees & charges
| Joining fee | ₹5,000 |
| Annual fee | ₹5,000 |
| Renewal fee | ₹5,000 |
Eligibility
Min. income (annual)
₹12L
Employment
Salaried / Self Employed
Frequently asked questions
How do Award Miles work?
Earn 4-6 per ₹200 on eligible spends; never expire if card is active.
What is the forex markup?
Standard 3.5% on international transactions.
Similar cards
Axis BankAtlas Credit Card
Annual Fee
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Est. Rewards
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Axis BankMagnus Burgundy Credit Card
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Est. Rewards
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Axis BankPrivilege Credit Card
Annual Fee
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Est. Rewards
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Axis BankSelect Credit Card
Annual Fee
₹3,000
Est. Rewards
₹19,000/yr
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Find My Best CardMiles & More Credit Card
Annual fee ₹5,000