HDFC BankVisaBiz Power Credit Card
4.0NeoFinQ editorial rating
Mid-premium business card with lounge access
- Business-focused rewards
- Lounge access
- Joining fee
- ₹2,500
- Annual fee
- ₹2,500
- Reward type
- points
- Best for
- Lounge
- Est. rewards
- ₹20,000/yr
Our verdict
Good mid-premium business card.
Perfect for
- Mid-size business owners
Not ideal for
- Salaried users
- Small businesses
Pros & cons
- Business-focused rewards
- Lounge access
- Limited to business users
Rewards
4 Reward Points per ₹150 spent on base spends; 5X rewards on specific business spends (Travel, Govt, Tax, etc.)
| Category | Earn rate |
|---|---|
| Shopping | 5% |
| Travel | 5% |
| Groceries | 5% |
| Utilities | 5% |
| Online Shopping | 5% |
Welcome offer
2,500 Reward Points on payment of joining fee
Benefits
Airport lounge
- 8 domestic lounge visits/yr
- 6 international lounge visits/yr
Travel
- 8 Domestic lounge visits per year (2 per quarter) for primary cardholder on spending ₹1 Lakh in a calendar quarter. 6 International lounge visits per year via Priority Pass for primary cardholder on completing 4 retail transactions in a calendar year.
More benefits
- Welcome Bonus: 2,500 Reward Points on payment of joining fee
- Milestone: 2,500 Bonus Reward Points on spends of ₹2.5 Lakhs in a card anniversary year.
Fees & charges
| Joining fee | ₹2,500 |
| Annual fee | ₹2,500 |
| Renewal fee | ₹2,500 |
| Fee waiver | ₹4 Lakhs in a card anniversary year |
| Waiver threshold | Spend ₹4L/yr |
Eligibility
Min. income (annual)
₹12L
Employment
Self Employed / Business
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Annual fee ₹2,500