
HDFC BankDiners ClubDiners Club Privilege Credit Card
3.9NeoFinQ editorial rating
12 lounge visits at ₹2,500 fee with waiver option
- 12 total lounge visits
- Good travel/dining perks
- Fee waiver possible
- Joining fee
- ₹2,500
- Annual fee
- ₹2,500
- Reward type
- points
- Best for
- Lounge
- Est. rewards
- ₹19,500/yr
Our verdict
Good premium card with excellent lounge access at a reasonable price.
Perfect for
- Travelers
- Diners Club ecosystem users
Not ideal for
- Budget users
Pros & cons
- 12 total lounge visits
- Good travel/dining perks
- Fee waiver possible
- Diners Club acceptance less widespread
Rewards
4 Reward Points per ₹150 spent. 1RP = ₹0.50 for flight/hotel booking via SmartBuy, 1RP = ₹0.20 for Statement Credit/Cashback.
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Travel | 5% |
Welcome offer
Complimentary Swiggy One and Amazon Prime membership for 1 year upon realization of joining fee and spending ₹75,000 within 90 days.
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- 2 complimentary lounge access (Domestic & International) per calendar quarter, subject to spending ₹15,000 in the previous calendar quarter.
More benefits
- Welcome Bonus: Complimentary Swiggy One and Amazon Prime membership for 1 year upon realization of joining fee and spending ₹75,000 within 90 days.
Fees & charges
| Joining fee | ₹2,500 |
| Annual fee | ₹2,500 |
| Renewal fee | ₹2,500 |
| Fee waiver | Waived on ₹3 Lakh annual spend in a card anniversary year (Non-EMI retail spends). |
| Waiver threshold | Spend ₹3L/yr |
Eligibility
Min. income (annual)
₹6L
Employment
Salaried / Self Employed
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Annual fee ₹2,500