HDFC BankVisaMarriott Bonvoy Credit Card
4.2NeoFinQ editorial rating
Marriott Silver Elite + 24 lounge visits + Free Night Awards
- Silver Elite Status included
- 24 total lounge visits/year
- Free Night Awards
- Joining fee
- ₹3,000
- Annual fee
- ₹3,000
- Reward type
- points
- Best for
- Lounge
- Est. rewards
- ₹21,000/yr
Our verdict
Outstanding for Marriott loyalists and frequent travelers.
Perfect for
- Marriott hotel guests
- Frequent travelers
Not ideal for
- Cashback seekers
Pros & cons
- Silver Elite Status included
- 24 total lounge visits/year
- Free Night Awards
- No fee waiver
- Rewards best in Marriott ecosystem
Rewards
8 Marriott Bonvoy points per ₹150 on Marriott spends; 4 points per ₹150 on Travel, Dining & Entertainment; 2 points per ₹150 on all other spends. Max cap of 5,000 points per month on 'other' categories.
| Category | Earn rate |
|---|---|
| Dining | 5% |
| Travel | 5% |
Welcome offer
1 Free Night Award (up to 15,000 Marriott Bonvoy points); 10 Elite Night Credits; Marriott Bonvoy Silver Elite Status. Note: Free Night Award is credited after payment of the Joining Fee.
Benefits
Airport lounge
- 12 domestic lounge visits/yr
- 12 international lounge visits/yr
Travel
- 12 Domestic (within India) and 12 International (outside India) per year. International lounge access is via the Priority Pass membership.
More benefits
- Welcome Bonus: 1 Free Night Award (up to 15,000 Marriott Bonvoy points); 10 Elite Night Credits; Marriott Bonvoy Silver Elite Status. Note: Free Night Award is credited after payment of the Joining Fee.
- Milestone: Up to 3 Free Night Awards upon reaching spending milestones of ₹6 Lakh, ₹9 Lakh and ₹15 Lakh in a card anniversary year.
- Additional Benefits: Silver Elite Status, 24/7 concierge, golf access
Fees & charges
| Joining fee | ₹3,000 |
| Annual fee | ₹3,000 |
| Renewal fee | ₹3,000 |
Eligibility
Min. income (annual)
₹12L
Employment
Salaried / Self Employed
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Annual fee ₹3,000