SBI CardVisaMiles Credit Card
3.9NeoFinQ editorial rating
Premium travel card with extensive lounge access
- Travel-focused rewards
- Lounge access
- Easy fee waiver
- Joining fee
- ₹4,999
- Annual fee
- ₹4,999
- Reward type
- miles
- Best for
- Travel
- Est. rewards
- ₹19,500/yr
Our verdict
Good travel card for budget-conscious travelers.
Perfect for
- Budget travelers
- Lounge access seekers
Not ideal for
- Cashback seekers
Pros & cons
- Travel-focused rewards
- Lounge access
- Easy fee waiver
- Mid-tier rewards
Rewards
1 Travel Mile per ₹200 on every spend; 2 Travel Miles per ₹200 on Travel bookings
| Category | Earn rate |
|---|---|
| Travel | 5% |
| Utilities | 5% |
Welcome offer
5,000 Travel Miles on payment of joining fee
Benefits
Airport lounge
- 4 domestic lounge visits/yr
Travel
- Domestic: 8 visits/year (max 2 per quarter). International: 6 visits/year (max 2 per quarter) via Priority Pass. Priority Pass is complimentary for the duration of the card membership (not just first 2 years).
More benefits
- Welcome Bonus: 5,000 Travel Miles on payment of joining fee
Fees & charges
| Joining fee | ₹4,999 |
| Annual fee | ₹4,999 |
| Renewal fee | ₹4,999 |
| Fee waiver | Waived on ₹15 lakh annual spend |
| Waiver threshold | Spend ₹15L/yr |
Eligibility
Min. income (annual)
₹7.2L
Employment
Salaried / Self Employed
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Annual fee ₹4,999